Our affordability calculator is designed to help you determine how much house you could potentially afford.


Mortgage Value
LTV:
Salary Multiplier:
Mortgage term:
Interest rate:
Monthly Payment:
Recommended House Price
£ -
Results should not be considered as financial advice or a mortgage quote.
The mortgage details

Given your annual income of £ - , a deposit of £ - and assuming you have a good credit rating you might qualify for a mortgage of £ - .

On a - mortgage term and an approximate rate of - % based on a loan to value of - %, your estimated mortgage payments would be - per month

Stamp Duty

The anticipated stamp duty on this value of property:

£ -

Find out more about stamp duty

Contact an adviser for more information  

If you want to (move home) purchase a property, it is important that you establish how much Stamp Duty you need to pay so that you can budget for this before making an offer.

Stamp Duty is a land tax which applies to any property purchase over £125,000 and the amount of Stamp Duty owed will be calculated similar to the income tax system.

On residential properties, Stamp Duty can range between 0-12% dependent on the purchase price of the property.

Stamp Duty Calculator

This calculator will give you a guide on how much your property could be worth based on how long you are planning to keep it and what the likely annual increase in property prices will be.

Note: the average house price increase taken from the past twenty years is 5%

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% may be charged for arranging your mortgage. 

A typical fee is £95 on application followed by £295 on completion